MBA, Finance, University of Michigan 1984; MA, History, UCLA 1974; BA, University of Michigan 1972. David has completed the ChFC professional education program and has passed both securities and insurance licensing examinations. David has passed the investment adviser's examination (Series 65). David also provides a tax preparation service as well as serving as a consultant in the area of small business accounting. David has been an Investment Advisory Representative with Horizons Planning Corporation since 1993.