Our Team
Our family working with your family

How We Work
Our reasons for becoming financial professionals are deeply personal. We repeatedly saw many friends and family struggling to find the help they needed to map out their financial future. We are confident that with our understanding of personal finance, coupled with our training as financial professionals, we can help people better prepare for the future.
After years in the business, we have developed a reputation for educating individuals in an easy-to-understand manner so they can grasp personal finance and use those concepts to pursue their financial objectives. We feel a commitment to our community.
We know you as a person not just an account.
Scott E. Wiard
President
(734) 761-5078
BA, Economics & Business, Spring Arbor College 1977. Scott has been in financial services since 1986 and has passed both securities and insurance licensing examinations. He has been with Horizons...
Michael S. Wiard
Vice President
(734) 761-5078
BA, Psychology, University of Michigan 2006. Michael has been employed full-time with Horizons Planning Corporation since graduation. Michael passed the investment adviser's examination (Series 65) in December 2007, and passed his Life...
David J. Keosaian
Advisor
(734) 761-5078
Mark Adams
Advisor