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Our family working with your family

How We Work

How We Work

Our reasons for becoming financial professionals are deeply personal. We repeatedly saw many friends and family struggling to find the help they needed to map out their financial future. We are confident that with our understanding of personal finance, coupled with our training as financial professionals, we can help people better prepare for the future.

After years in the business, we have developed a reputation for educating individuals in an easy-to-understand manner so they can grasp personal finance and use those concepts to pursue their financial objectives. We feel a commitment to our community.

We know you as a person not just an account.

Scott E. Wiard

President

(734) 761-3155

(734) 761-5078

scott@horizonsplanning.com

BA, Economics & Business, Spring Arbor College 1977. Scott has been in financial services since 1986 and has passed both securities and insurance licensing examinations. He has been with Horizons...

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Michael S. Wiard

Vice President

(734) 761-3155

(734) 761-5078

mike@horizonsplanning.com

BA, Psychology, University of Michigan 2006. Michael has been employed full-time with Horizons Planning Corporation since graduation. Michael passed the investment adviser's examination (Series 65) in December 2007, and passed his Life...

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David J. Keosaian

Advisor

(734) 761-3155

(734) 761-5078

dave@horizonsplanning.com

MBA, Finance, University of Michigan 1984; MA, History, UCLA 1974; BA, University of Michigan 1972. David has completed the ChFC professional education program and has passed both securities and insurance licensing examinations. David...
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