



Our family working with your family
Our Process
We are fee-based advisors creating strategies tailored to your goals. We make complex planning easy.
Why a Fiduciary?
Someone who will advocate for you, your family and your future.
Our Values
Trust. Honesty. Integrity. Transparency. We believe values matter, and we live by ours every day.
Your Goals. Our Strategies.
We know you as a person not just an account.
- Investments
Smart investing shouldn’t perplex, puzzle, or confound. Our strategies may help you avoid even the deepest of pitfalls.
- Retirement
Enjoy the fruits of your labor. We can help you build a retirement strategy that is sure to keep you excited for what’s to come.
- Estate
Effective estate management enables you to manage your affairs during your lifetime and beyond. With decades of experience, we'll help secure your legacy for generations to come.
- Insurance
Our dedicated professionals can help create the insurance strategy you need. Protect your family, with our help, from the financial consequences of life's most-unexpected events.
Meet The Horizons Family
Put our experience to work for you.
About Us
One of the major benefits of working with Horizons Planning Corporation is having a set of experienced eyes review your goals, objectives and investment portfolio. What you don’t know can hurt you.
We monitor and sort through the daily overload of financial and tax information on your behalf. Let our family be your financial coach in order to help optimize the use of your time and the results you achieve. In many cases, we are able to solve problems for you and your family that you didn't even know existed.
Experience the Benefits of working with Horizons Planning Corporation
Scott E. Wiard
President
(734) 761-5078
BA, Economics & Business, Spring Arbor College 1977. Scott has been in financial services since 1986 and has passed both securities and insurance licensing examinations. He has been with Horizons...
Michael S. Wiard
Vice President
(734) 761-5078
BA, Psychology, University of Michigan 2006. Michael has been employed full-time with Horizons Planning Corporation since graduation. Michael passed the investment adviser's examination (Series 65) in December 2007, and passed his Life...
David J. Keosaian
Advisor
(734) 761-5078
Mark Adams
Advisor
News
Weekly Market Commentary
Read our insights on the past weeks market and informative information.